This series of articles about credit cards, points and miles, and budgeting for travel is brought to you in partnership with The Points Guy.

Advertiser Disclosure: This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. This relationship may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. All information about cards from Aeroplan, American Airlines, Arvest, Bank of America, Choice Privileges, Citi, Commerce Bank, Diners Club, HSBC, MasterCard, Navy Federal, PenFed, Provident, Truist, UBS, USAA, U.S. Bank, and certain American Express, Delta and United cards has been collected independently by Lonely Planet. These cards are not available through Lonely Planet. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Navigating airport security can be a time-consuming and often frustrating experience. Between the long lines and complicated security protocols, just getting to your gate can be exhausting.

Trusted traveler programs like TSA PreCheck and Clear aim to speed up your journey through checkpoints with benefits such as expedited screening and biometric identity verification. By signing up for these programs, you can enjoy expedited security lines and even skip some of the more arduous parts. You can even get the fee waived with select travel credit cards.

TSA PreCheck and Clear both have their advantages and are very different programs. Each has its own application process, requirements, benefits and fee structure. Although there is more alignment between the programs. Now customers can enroll in TSA PreCheck at Clear kiosks in select airports (including LaGuardia, Newark, Orlando Sacramento, Salt Lake City and Seattle). If you’re having trouble deciding between TSA PreCheck and Clear, we've got you covered. Here’s a breakdown of each program to help you make an informed decision.

The best credit cards for airport lounge access

TSA PreCheck
Drastically cut down your wait time in airport security with TSA PreCheck © Patrick T. Fallon / Bloomberg / Getty

What is TSA PreCheck?

TSA PreCheck is a trusted traveler program run by the Transportation Security Administration. PreCheck provides low-risk travelers with expedited security screening at over 200 airports in the US. TSA PreCheck members pay a $78 application fee and undergo a background check. Once approved, TSA PreCheck is valid for up to five years. Renewal fees are slightly cheaper at $70 and well worth it for some.

Travelers who are approved for TSA PreCheck can access a designated security lane at more than 200 US airports where they can keep their shoes, belts and light jackets on and leave laptops and compliant liquids in their carry-on bags, making the security checkpoint experience faster and more convenient.

Best for: Travelers who want expedited security screenings at a vast network of US airports.

How to use points and miles to save money on travel

How to apply for TSA PreCheck

TSA PreCheck is only open to US citizens, US nationals and permanent residents. You can apply online. An interview and background check are required. If you’ve had any criminal offenses on your record, your eligibility for PreCheck might be impacted.

Best credit cards for international travel

Breeze through security with TSA PreCheck
Breeze through security with TSA PreCheck © AzmanL / Getty

Credit cards that cover TSA PreCheck application fees

While the $78 TSA PreCheck application fee is reasonable, you might not have to pay it out of pocket. There are plenty of credit cards that cover TSA PreCheck application fees. Most of these cards offer a $100 credit towards either Global Entry or PreCheck. While the Global Entry application fee is $100, you’ll automatically get enrolled in TSA PreCheck if you’re approved for Global Entry. So if your card offers an option, it’s worth going with Global Entry since you’ll get both programs for the price of one.

Here’s a complete list of credit cards that offer TSA PreCheck application fee credits:

Best travel credit cards for hotels

A Clear check-in area at an airport
Clear offers a premium clearance service to expedite your time through airport security © Joni Hanebutt / Shutterstock

What is Clear?

Clear is a trusted traveler program that uses biometric verification to expedite the identity verification process at security checkpoints. Clear is available at over 50 US airports and arenas. Instead of standing in line and showing their identification to a TSA agent, Clear members can use a designated kiosk to provide an iris scan or fingerprint before proceeding to security. While Clear uses biometric data to let you clear security, agents periodically conduct random ID checks.

Clear is ideal for frequent fliers who value time efficiency and convenience. These travelers typically fly out of large, busy airports where long security lines are common. Through Clear’s Reserve feature, members can reserve a spot in line at select airports.

Clear also appeals to those who don’t want to go through background checks required by TSA PreCheck. Despite its $199 annual fee (which is much higher compared to similar programs), Clear can save customers a lot of hassle and time while navigating the airport.

Best for: Travelers who want to expedite TSA identification checks via biometric data.

The best credit cards with no international fees

How to enroll in Clear

You can start the Clear enrollment process online or at an airport kiosk. The enrollment process is pretty quick and airport locations often have agents on-site to assist you. If you choose to apply online, you’ll still need to visit a Clear airport kiosk to validate your ID and provide biometric information. Clear is open to US citizens and legal permanent residents over the age of 18.

Clear membership costs $199 per year for individuals. A family membership allows you to add up to three adults for $70 each. Family members can use Clear regardless of whether they travel with the primary member or not. Children under 18 can accompany Clear members free of charge.

How to get major perks at global events and concerts with your credit card

Credit cards that cover Clear membership fees

You can get the $199 Clear membership fee waived with certain credit cards or if you have elite status with United.

United Premier 1K and Global Services members also enjoy free Clear membership. Silver, Gold and Platinum members receive a $40 discount, while non-elite members get $10 off.

Lastly, you can get your Clear membership fee covered with credit cards. The following cards cover the entire $199 Clear membership fee (with exceptions noted):

The best credit cards for rental cars

Comparison between TSA PreCheck and Clear

Whether you're a frequent flyer or an occasional traveler, TSA PreCheck and Clear can significantly enhance your airport experience and save you valuable time. Both programs expedite airport security, but they function differently. TSA PreCheck focuses on expediting security checkpoints via dedicated lanes and less intrusive screening.

On the other hand, Clear uses biometric technology for identity verification, which speeds up airport identity check procedures. Once you've completed your verification process at a Clear portal, a Clear agent escorts you to the front of the security line without waiting.

The cost could greatly influence your decision between these two programs. The annual membership fee for TSA PreCheck is $78 for five years, while Clear charges an annual fee of $199. While TSA PreCheck requires a criminal background check, Clear doesn’t.

TSA PreCheck

  • Fee: $78 for five years

  • Expedited security screening: Yes

  • Expedited ID check via biometric scanning: No

  • Requires background check: Yes

  • Best for: Travelers who want expedited security screenings at a vast network of US airports.

  • Credit cards waiving fees: 39 credit cards

  • Credit cards offering discounts: N/A

  • Airlines offering elite status discounts: N/A

Clear

TSA PreCheck vs. Global Entry: A guide to picking the best one for you

Which program should you apply for?

Consider your travel habits and priorities to determine which program is right for you. If you frequently fly domestically and want to breeze through security easily, TSA PreCheck may be the best option. PreCheck is available at over 200 US airports, providing plenty of opportunities to put this benefit to good use.

However, PreCheck can also get incredibly crowded at some points and not all travelers will enjoy a faster security check.

Clear’s biometric verification system allows you to skip the ID check portion at 51 US airports and select sports stadiums and concert venues. This can save tremendous time and provide convenience if you travel out of the small number of airports currently offering Clear. When deciding, you should choose the program that aligns best with your travel habits and needs.

With each program speeding up a different aspect of airport security, it could make sense to sign up for both – especially if you can get the application fees waived through credit cards and from having airline elite status.

How to travel to the Seychelles with points and miles

PreCheck and Clear help to avoid long lines and the headaches of airport security
PreCheck and Clear help to avoid long lines and the headaches of airport security © izusek / Getty

FAQ

Is Clear or TSA PreCheck better?

TSA PreCheck is generally the better option for most travelers because it offers expedited security screening at a lower cost and is available at more airports nationwide.

How to travel to Australia with points and miles

Does Clear allow you to go through TSA Precheck?

Clear and TSA PreCheck are separate programs, and having Clear does not grant you access to TSA PreCheck. You must apply for and be approved for both Clear and TSA PreCheck separately if you wish to use both services for expedited airport security screening.

How to travel to New Zealand with points and miles

What advantages does TSA PreCheck give you?

TSA PreCheck provides several advantages, including expedited security screening, shorter lines and the ability to keep your shoes, belts and light jackets on, as well as leave your laptop and liquids in your bag when going through security at participating US airports.

Traveling to Hawaii with points and miles

You'll be on your way to your destination in no time
You'll be on your way to your destination in no time © Marcin Krzyzak / Shutterstock

How long does it take to get TSA PreCheck approved?

The TSA PreCheck approval process varies, depending on how soon you can get an interview. Conditional approvals typically take 3-5 days, though they can take up to 60 days. Once you’re conditionally approved, you’ll need to schedule an interview to answer a few questions and verify your documents. You can do this on arrival at select airports around the world.

How to travel to Bali with points and miles

What is the difference between TSA PreCheck and Known Traveler Number?

A Known Traveler Number is issued to those who are approved for TSA PreCheck. When booking an airline ticket, you can enter the KnownTravel Number in a designated field. This ensures your boarding pass will note your PreCheck access so you can get access to expedited security screening.

How to travel to Spain using points and miles

* Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Explore related stories

Puerto de Mogan,,Spain, December 22, 2022. Colorful houses in Puerto de Mogan, Gran Canaria, Spain.; Shutterstock ID 2261919811; purchase_order:65050 - Digital Destinations and Articles ; job:online editorial; client:Canary Islands getting around; other:Tasmin Waby 2261919811

Destination Practicalities

How to island hop in the Canary Islands

Nov 5, 2024 • 6 min read

Read more articles